Receiving insurance money at the right time can be a lifesaver. With tens of thousands of dollars possibly at stake, expect to come under scrutiny to prove the validity of your claim. The guidelines may be simple, but they can also be demanding.
To get adequately compensated for your loss, here are five things you need to do to successfully file a claim for your storm-ravaged roofing system:
Call a Qualified Contractor First
First, get a reliable contractor set up to repair roofs. Contrary to popular belief, some roofers only do replacement projects. If you work with a company inept at emergency repairs, the leak might not be temporarily fixed, allowing further damage to occur. Letting roof storm damage worsen due to lack of professional attention won’t sit well with most insurance companies.
The strength of your storm damage roof insurance claim depends on the evidence you possess. Ask your roofer to document the damage to come up with supporting visual aids. Also, get your roof maintenance records ready along with related building permits to prove that you play by the rules.
Review Your Insurance Policy
Before you report the storm damage to your insurer, read your policy again to refresh your memory about its coverage. This way, you can set your expectations going into the claim process.
Notify Your Insurer ASAP
The moment you know that you qualify for a claim, waste no time in telling your insurance company. You ought to begin the process ASAP because many insurers only allow a short window for storm-related claims.
Meet With the Insurance Adjuster With Your Roofer
After making a claim, expect to receive a call from the insurance adjuster within 72 hours. This professional will visit your home to investigate your claim by assessing the storm damage and making sure there was no neglect on your part. Involve your roofer during inspections to help you get a favorable settlement.
In the region, American Heritage Restoration is one of the few roofers that specializes in both repair and reroof projects. Leaving your emergency roofing needs to us ensures that your leakage problem won’t get out of hand. Then, we’ll help you navigate the insurance claim process, fight for your rights and ensure you get the compensation you deserve.
Call us at (303) 351-5331 or (719) 639-2201 for emergency roof repair and insurance claim assistance services. We serve Denver, Englewood and many other communities.